Enterprise Risk Management (ERM) is a holistic and systematic approach to identify, assess, and manage the full spectrum of risks that an organization encounters in pursuit of its objectives. These risks can arise from a wide range of sources, such as financial fluctuations, operational vulnerabilities, regulatory changes, technological advancements, and external market forces. ERM goes beyond traditional risk management practices by integrating risk considerations into an organization’s overall strategy, culture, and day-to-day operations.
At SHMA, we take pride in our extensive experience and expertise in ERM. Our team of skilled Actuaries brings together a blend of technical knowledge, analytical prowess, and industry-specific insights to offer tailored solutions that meet the unique risk management needs of each client.