A dream turned to reality
The birth of the region’s leading Actuarial firm
SHMA is the outcome of an initiative taken by a team of dedicated, young, and dynamic Actuarial professionals aiming to provide specialized and client-focused Actuarial and financial consulting services on insurance, retirement, enterprise risk and investment management matters.
Over time and through continued success, SHMA has grown to cover even more areas of specialty. We now operate through three offices, covering Pakistan, the U.A.E, and KSA.
Some of our projects include
01-
Working on detailed design and cash flow projections for Employees Old Age Benefit Institution which manages the National Pension scheme in Pakistan in 2015, 2017, 2019
02-
Working with SECP, ICAP, and insurance companies for determining the impact of implementing IFRS 17
03-
Design and valuation of retirement benefits for most major banks in Pakistan with over 20,000 employees
04-
Valuations for several Government Corporations pension and other retirement benefits with over 100,000 employees
05-
Advice on scheme modifications and for retirement benefit schemes including post-retirement medical benefits
Number of clients (International)
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Number of clients (Pakistan)
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Number of employees covered (International)
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Number of employees covered (Pakistan)
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The benchmark of excellence in Actuarial Services
Setting benchmarks of excellence in Actuarial and Financial Services since 1987, SHMA serves a diverse clientele, giving them an edge over competitors in respective industries.
Supporting the decision-making process and simplifying complexity, SHMA offers invaluable expertise in the areas of valuation and underwriting, government advisory, provider service costing, employee benefits, amongst other key service offerings.
Supporting the decision-making process and simplifying complexity, SHMA offers invaluable expertise in the areas of valuation and underwriting, government advisory, provider service costing, employee benefits, amongst other key service offerings.
Capital Modelling
Capital Modelling helps assess and manage risks by determining the amount of capital needed to cover potential losses
Enterprise Risk Management
Enterprise Risk Management (ERM) involves assessing the risks associated with insuring small businesses.
Business Intelligence and Strategy
Business Intelligence (BI) encompasses the strategic utilization of data for informed decision-making and achieving organizational goals.
Employee Benefits Planning
Employee Benefits Planning focuses on designing comprehensive benefit packages to cater to the needs of employees.
Valuation as per IFRS / US GAAP
Valuation, as per IFRS/US GAAP, involves determining the fair value of assets, liabilities, and financial instruments based on standardized accounting principles.
Secure your organization’s financial future with our Actuarial expertise! Get in touch today and let us help you navigate complexities with ease.
Empowering clients across the world
SHMA has worked with some of the largest organizations in the GCC across a multitude of different industries. We go above and beyond, helping our clients achieve their targets in a personable and efficient manner.
Learn how we create unmatched solutions
SHMA provides a large scale of services to its clientele aimed at simplifying complexities and supporting the decision-making process. With our help, your organization can enjoy a competitive advantage over your competitors.