Employee Benefits Planning

We collaborate with you to improve, transform or automate your operations and optimize key capabilities and value streams to achieve desired business outcomes.

How to attract & retain the best talent?

Organizations strive to provide an appealing package for their employees in order to improve retention, working to achieving the ideal balance between a fair salary and an adequate retirement plan.

To that end, your Company may have to account for challenges such as rising pension costs, tax regulations, shifting demographics, and longevity risks.

With a rich heritage comprising both local and international expertise and implementation, ‘Employee Benefits’ Advisory Services has been a part of SHMA’s field of expertise since 2013.

How Can SHMA Help?

Our expert advisory services facilitate our clients get assistance in developing best-in-class employee benefits programs for their organization’s needs. This includes helping them design, fund, govern, administer and build communications for their ‘Employee First’ benefits programs.

SHMA has an extensive Employee Benefits client portfolio spread across Pakistan, Saudi Arabia, UAE, Egypt, Turkey and Qatar.

ESOP Schemes:

Employees Stock Incentive Plans is the top solution for companies looking for employees with a strong sense of ownership

SHMA’s expert consultants not only assist companies with the implementation of the Share-Based Compensation Plans (ESOP)s, but also design them from the ground up, while ensuring proper communication of the compensation structures.

At SHMA, we specialize in navigating the intricacies and difficulties of ESOPs. We offer comprehensive solutions that include customized plan design and 401(k) integration, efficient plan administration, repurchase liability analysis, and customized communication strategies. With our help, you can achieve compliance assurance and maximize the benefits of your ESOP plan.

Integrated 401(k)/ESOP administration

Our all-in-one service platform simplifies the management of your 401(k) and ESOP plans, providing a single resource to meet all your needs. With our integrated solution, you can streamline plan administration, optimize plan design, and ensure compliance with ease.


By gaining a deep understanding of your organization’s demographics, culture, and administrative procedures, we provide a broad range of value-added services. Our expertise enables us to deliver customized solutions that meet your specific needs, whether it’s optimizing plan design, streamlining plan administration, or ensuring compliance.

With our support, you can achieve your business goals more effectively and efficiently.


PUC Methodology

The calculation is performed separately for each employee with current salaries projected forward with an assumed rate of future salary .

We calculate the accrued benefit based on the rules outlined below, considering various probabilities, such as the likelihood of employees leaving the service due to resignation, death, and other factors that may arise throughout their working lives. Additionally, we consider the assumed retirement age to determine the employee’s benefits accurately. Our calculations are designed to provide a comprehensive and accurate understanding of the employee’s accrued benefits.

To calculate the present value of Defined Benefit Obligations and Current Service Cost, we attribute benefits to service periods under the benefit formula. The Projected Unit Credit Method considers the current and prior periods to determine the Present Value of Defined Benefit Obligations and the current period for determining Current Service Cost.

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As you navigate what’s next, we can work together to uncover answers so you’re more knowledgeable, confident and own a lasting solution that grows with you.

Changing your perception

Globally incubate standards compliant channels before scalable benefits. Quickly disseminate superior deliverables whereas web-enabled applications.
I'm thrilled with the end result, it's mindblowing - especially the fact that the project went live in time for a series of important meetings in the nation's capital.
George Whitemore
Avantage Experts
People from Ad Astra helped us develop our Human Resources strategy while aligning it with our business philosophy and strategies, they're highly effective.
Brianna Kane
Coqida IT
I love that I get to work with people from all over the world and from a variety of different cultures who are dedicated and enjoy their job, it brings more knowledge and experience.
Peter Busch
Applauz Software
Ad Astra’s team consulting proved to be the tune up we needed to improve our campaign results, and it really shows on our turnover.
Brenda McIntyre
Majestic Vista LLC

Not only do these blocks serve as our model for consulting, but they’ve created a culture that values team unity and collaboration. We enjoy working together, alongside you, to create solutions for your business. We didn’t start in a conference room. Instead, we started on a couch.

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Ad Astra’s team consulting proved to be the tune up we needed to improve our campaign results, and it really shows on our turnover.
Brenda McIntyre
Majestic Vista LLC